During the election campaigning, many of the nation’s serious housing issues were left unsaid.  Foreclosures, tight credit availability and underwater homeowners continue to threaten the developing economic recovery. Those hit most by the housing crisis, including the homeowners in Florida, Nevada and Arizona, have been left particularly concerned. As President Obama gradually is sworn in for his second term, many are left questioning how the President will address the issues that has crippled household budgets and stunted economic recovery.  What are your thoughts on the housing crisis as the President begins his second term?